This is a two-toned buckle by Montana Silversmiths. It is a silver scalloped rectangular buckle with a raised gold bucking bull and rider in the center with a rope edge and floral etched engravings. This buckle is coated by''Montana Armor'. This is a technological breakthrough that gives all Montana Silversmiths products a tarnish free protection. This patented process is guaranteed for life not to yellow or tarnish.''Montana Armor' is 10 times stronger than lacquer; created in Columbus Montana.